College Savings Made Simple

College costs feel like a tidal wave. Most parents stand on the beach with a bucket — frozen by the number, or panic-saving in bursts, or quietly hoping it works out.

College Savings Made Simple is the plain-English plan: what college really costs (sticker price vs. what families actually pay), what a 529 plan actually is and how it works, the alternatives worth knowing about, how to set a sane target, and how to automate the saving so willpower isn't required.

Across twelve short chapters, you'll learn to *Start before you feel ready — because time is the biggest asset in the account; Save on purpose — the right account, an automatic transfer, a target you can live with; and Steward* the whole picture — retirement in its proper first place, honest money conversations with your kids, and open hands if their road bends somewhere unexpected.

No jargon without translation. No numbers presented as promises. No guilt. General education throughout — with clear pointers to qualified professionals for your specific situation.

Ten minutes a day. Twelve days. Buckets, not tidal waves.